A microfinance organization that collects deposits from small, medium, and large businesses under the Bank and Specialized Deposit-Taking Act 986, Act 2016.

Safe Microfinance is aware of the deposit’s power to improve the personal and professional lives of the clients we aim to serve. We know that we must mobilize sufficient deposits before extending credit.

We acknowledge that only a portion of deposits raised can be invested directly into the portfolio of microfinance loans due to the 10% primary reserve requirement and 20% secondary reserve outlined in Bank of Ghana statutes, as well as the need for prudent balance sheets and liquidity management. However, this only highlights the need to mobilize sizable deposit balances.

Serving small business owners is a priority for Kingsban Capital and helping people access capital is what we want to do. We have developed over 15 specialized savings and loan products and services for our consumers.